Open Enrollment Is Coming Soon: What's New for 2027

Dear Team,

Open Enrollment for your 2027 benefits will take place October 12 through October 23.

As healthcare costs continue to rise, we remain committed to providing benefit options that support the diverse needs of our employees and their families. For 2027, we are excited to introduce enhancements designed to provide more choice, flexibility, and opportunities to save on healthcare costs.

What's New for 2027?

• A new High-Deductible Health Plan (HDHP) option with lower premiums

• Garner Health, a new benefit designed to help you find high-quality providers and potentially reduce your out-of-pocket healthcare costs

Important: Active Enrollment Required

Because our medical plan offerings are changing, all employees must actively enroll in benefits for 2027. Current benefit elections will not automatically carry over. To have coverage effective January 1, 2027, you must complete your enrollment during the Open Enrollment period.

To learn more about the upcoming changes, review the 2027 Benefits Guide here or by clicking the benefits book below:

We encourage you to review your benefit options carefully and select the offerings that best meet the needs of you and your family. If you have questions, please reach out to our Benefits department or our Open Enrollment counselors that will be available to assist you. Their contact information is in the Benefits Guide.

Thank you for all you do. Watch for additional Open Enrollment communications, educational resources, and reminders in the coming weeks.

Sincerely,

Joe Vitiritto